FCRA Notice

TraceCheck is not a consumer reporting agency

TraceCheck is not a consumer reporting agency ("CRA") as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. The reports we provide are not consumer reports and are not assembled for the purpose of determining any person's eligibility for anything.

Our reports aggregate public records, public web sources, and licensed data partners for personal-safety and verification purposes only.

Prohibited uses

You may not use TraceCheck reports, in whole or in part, to evaluate a person for:

• Employment, hiring, promotion, or retention decisions.
• Credit or loan eligibility.
• Housing decisions, including tenant screening.
• Insurance underwriting or eligibility.
• Any other purpose covered by the FCRA, including government licenses or benefits.

Why this matters

The FCRA gives consumers rights — notice, consent, dispute, and accuracy obligations — that only apply when a regulated CRA prepares a consumer report. Because TraceCheck is not a CRA, our reports carry none of those protections and are legally unsuitable for eligibility decisions. Using them that way may expose you to liability under federal and state law.

Your responsibility

By using TraceCheck you certify that you will not use report information for any FCRA-regulated purpose. If you need a consumer report, use an FCRA-compliant consumer reporting agency instead. Accounts that violate this notice are terminated.

Questions

If you're unsure whether your use case is permitted, email info@tracecheck.com before running the lookup.